Version 2025-11-01

Major release introducing Payment Methods, Settlements, and Transaction reporting APIs, along with structured decline code support across payment and checkout flows.

Added

• API - Payment Methods Resource Added
• Payment Methods - Create Payment Method - POST /2025-11-01/payment-methods
• Payment Methods - List Payment Methods - GET /2025-11-01/payment-methods
• Payment Methods - Get Payment Method - GET /2025-11-01/payment-methods/{id}
• Payment Methods - Create Setup Intent - POST /2025-11-01/payment-methods/{id}/setup-intents
• API - Settlements Resource Added
• Settlements - List Settlements - GET /2025-11-01/settlements
• Settlements - Get Settlement Detail - GET /2025-11-01/settlements/{settlementId}
• Settlements - Get Settlement Reconciliation - GET /2025-11-01/settlements/{settlementId}/reconciliation
• API - Transaction Search Added
• Transactions - Search Payment Transactions - GET /2025-11-01/payments/search
• API - Payment Intent Resource Added
• Payments - Create Payment Intent - POST /2025-11-01/payment-intent
• Refunds - Create Payout Refund (Restricted) - POST /2025-11-01/refunds/payouts

Changed

• Payments - Create Payment Intent now returns 402 responses with structured decline codes (declineCode, declineReason, declineClassification) - POST /2025-11-01/payment-intent
• Checkout - Proceed endpoint now returns 402 responses with structured decline codes - POST /2025-11-01/checkout-sessions/{id}/proceed
• Customers - Added externalReference as an allowed filter on List Customers - GET /2025-11-01/customers