Cheapest Payment Processors for Ecommerce Stores in the UK - Superpayments

Cheapest Payment Processors for Ecommerce Stores in the UK

30 Jul 2025

Super Thinking

Introduction

Running an ecommerce store in the UK? Payment processing fees might be eating more of your margin than you realise. With every transaction, a small percentage goes to your payment provider, and over time it adds up fast.

Luckily, there are now alternatives that offer fairer pricing and better features for online retailers.

Why Payment Fees Matter in Ecommerce

High volume = high total cost
Thin margins = more pressure to reduce overhead
Cross-border payments = FX and conversion charges
Refunds and chargebacks = more hidden costs

Provider	Ecommerce Features	Starting Fee (UK)
Super Payments	Shopify and WooCommerce ready, 0% on most methods	0% or network cost
Stripe	One-click checkout, subscriptions, global reach	1.4% + 20p
Klarna	Buy Now Pay Later options	2.49% + 20p (up to 6%)
PayPal	Brand recognition, high fees	2.9% + 30p

Why Super Payments Is the Cheapest Option

0% fees on most payment methods
Only network cost applied on others
No setup, monthly or integration fees
Fast settlement to UK accounts

Extra Costs to Watch For

Even if a provider advertises low rates, be aware of:

FX conversion fees on international sales
Refund fees (some providers keep the original processing fee)
Chargeback costs and administrative fees

Final Thoughts

The ecommerce space in the UK is highly competitive. To stay profitable, businesses must pay close attention to payment processing costs. Super Payments offers a smarter way to handle transactions, with zero markup on most methods and support designed for UK merchants.

If you’re still using Stripe or PayPal, switching could save you thousands per year.

Dan Ferner, Growth

References:

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